Disability: It’s All Confusing

03/28/2022 By Justin Johnson

Disability – Isn’t it all the same? How am I going to pay my bills? I’m disabled and unable to return to work. These can be pretty common scenarios when you have been injured at work or hurt by another person. You need to first understand the different types of disabilities to understand the benefits associated with that disability.
There are social security disability benefits, also known as SSDI, which stem from any number of disabilities recognized by the Social Security Administration. There are veterans’ disability benefits that can arise from one’s military services. Then, there are disability benefits that are central to this article, which is disability under Workers’ Compensation.
Wyoming Workers’ Compensation has some confusing terms regarding disability benefits. The first one you will encounter is temporary total disability (TTD) or temporary partial disability (TPD). This simply means that due to injury or illness caused by the workplace, you are unable to work for the time being. Temporary total disability benefits are paid out at a rate of two-thirds (2/3) of your pre-injury wage. Temporary partial disability means that if you have returned to light duty work at a lower wage, and then your wage can be supplemented up to eighty percent (80%) of your pre-injury wage. These benefits will continue until you either reach maximum medical improvement (MMI) or your wages have been “substantially restored.”
If your wage has been substantially restored, the next two (2) benefits will be irrelevant. However, if your pre-injury wage has not been substantially restored, then you may qualify for permanent total disability (PTD) or permanent partial disability (PPD). These benefits will be discussed in a later article because of the depth necessary to discuss, but for purposes of this discussion, these benefits are different than the social security benefits or other “disability” benefits one may be entitled to. If Workers’ Compensation denies your disability benefits, then contact Davis, Johnson & Kallal. However, do not forget to apply for other benefits that you may be entitled to, such as Social Security Disability. Please note that we do not do Social Security Disability benefit work but we are happy to refer you to an attorney that can help you out.